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Special
Promotional Offer:
0% Intro APR for
12 months on purchases,
balance transfers,
and cash advances
made in the first
90 days.

VISA Platinum

OUCU Financial Platinum VISA

VISA Platinum Rewards

OUCU Financial Platinum Rewards VISA
Ideal For Great basic card, build your credit history Earn rewards for travel, cash, merchandise, gas + gift cards
Annual Percentage Rate 13.50% - 22.50% 16.50% - 24.50%
Annual Fee None None
Balance Transfer Fee $10.00 or 2% of the amount of each balance transfer,
whichever is greater.
$10.00 or 2% of the amount of each balance transfer,
whichever is greater.
Cash Advance Fee $10.00 or 2% of the amount of each cash advance,
whichever is greater.
$10.00 or 2% of the amount of each cash advance,
whichever is greater.
Rewards Points None Earn 1 point per $1 in purchases 
Grace Period to Avoid Paying Interest 25 Days 25 Days
Foreign Transaction Fee 1% 1%
Travel Accident Insurance $250,000 $1,000,000
Additional Benefits

Travel & Emergency Assistance

0% Liability for Unauthorized Charges

24/7 Fraud Monitoring & Tools

Travel & Emergency Assistance

0% Liability for Unauthorized Charges

24/7 Fraud Monitoring & Tools

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OUCU Visa Disclosure

*Prime rate as published in The Wall Street Journal on the first business day of March, June, September and December will be used to determine the rates for billing cycles closing on or after the first day of April, July, October and January, respectively. An increase in Prime will increase the variable Daily Periodic Rate (and corresponding annual percentage rate) and may increase the finance charge and the minimum monthly payment due on your account. At the date this application was printed, the information listed above was accurate. Because rates and terms are subject to change, you may contact us for the information by writing to us.