Identity Theft
We're your partner in protecting your good name!
Criminals may attempt to use your personal information to fraudulently open accounts and purchase products -- leaving you to pay the bill.
Ohio Attorney General Guidelines
If your purse or wallet is stolen
- File a police report
- Send copies of the police report to your financial institution, credit card companies, and insurance company
- Close credit card and bank accounts
- Open new accounts opened with new numbers
- Report lost or stolen credit cards to the three credit bureaus in writing
If you are a victim of identity theft
- Notify the financial institutions and credit card companies where the fraud occurred
- Place fraud alerts on your credit reports
- File report with FTC at www.identitytheft.gov
- File a police report
- Send copies of the police report and ID Theft report to your financial institutions, credit bureaus
- Close accounts and remove fraudulent charges
- Correct credit report
Warning signs of identity theft
- Bills from a credit account you did not open;
- Unauthorized charges on your credit card, or bank accounts;
- Contact from a collection agency regarding a debt you did not incur;
- Checks disappear from your checkbook;
- Billing or account statements do not arrive on time;
- Credit report shows accounts you did not authorize;
- You are turned down for credit due to unauthorized debts on your credit report.
ID Theft Resources
OUCU Lost/Stolen Card Numbers
- Visa Debit Card: 1-866-820-1042
- After hours Credit Card: 1-800-449-7728
- During business hours: Call the Credit Union
Credit Bureaus
